Premium Mortgage Corporation | NMLS #3254

Hey!

Now that you got the ball rolling lets take it a step further.

We just have a few more questions to ask you.

Let's Continue

Personal

Funds

[[first-name]]'s Income

Co-Borrower's Income

Declarations

Done

Where will you get the funds you'll use to buy your new home?

Gift

Bank Account

The sale of your current home

List all your Bank Accounts

Account Type

Bank Name

Balance

Name on Account

[[first-name]] [[last-name]]

[[co-borrower-first-name]] [[co-borrower-last-name]]

Both

Account Type

Bank Name

Balance

Name on Account

[[first-name]] [[last-name]]

[[co-borrower-first-name]] [[co-borrower-last-name]]

Both

What's the listing price of your current home?

Current Home Listing Price

What's the mortgage balance on your current home?

Current Mortgage Balance

You’re off to a great start.

We need to review the information you provided. We will be in touch shortly with the next steps for completing your loan application. In the meantime, feel free to start uploading documents in order to speed up the process. If you have any questions, please don't hesitate to contact us.

Upload Documents

Premium Mortgage Corporation | NMLS #3254

2541 Monroe Avenue, Rochester, NY 14618

NMLS Consumer Access
Licensed Mortgage Banker NYSDFS

Privacy Policy

Property Type Definitions

Single-Family: A structure that doesn’t share doors or walls with another home or building.
Multifamily: A building or complex with 2–4 units owned by the same person.
Condominium: A unit within a building or complex with multiple units. The unit is owned by an individual(s).
Townhouse: A home that is side-by-side with another home(s) and shares walls with that property.
Mobile: A detached residential dwelling unit designed for transportation after fabrication on streets or highways on its own wheels or a flatbed or other trailer.
Manufactured: A type of housing that has been or can be transported. These typically have a steel under-carriage (Common examples are mobile homes and double-wides).

Property Use

How you use your home can determine the type of loan you might qualify for. It can also impact how much of a down payment you need or how much you can borrow.

Primary Residence: This is where you live full-time.
Second Home: You live here part time or seasonally.
Investment Property: You’ll use this property for income. You do not live here at all.

TCPA Consent Agreement

By providing your phone number, you consent and agree to being contacted by us regarding your loan inquiry and mortgage products and services at the telephone number provided. You agree that we may contact you, including through automated means, via telephone or mobile device, even if your telephone number is listed on a Do-Not-Call registry. This consent is not required to obtain our goods and services.
For all SMS Communications Reply HELP for help, Reply STOP to cancel. Message & Data Rates May Apply. Alerts sent via SMS may not be delivered if the mobile phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of the wireless carrier may interfere with message delivery, including the customer's equipment, terrain, proximity to buildings, foliage, and weather. The wireless carrier does not guarantee that alerts will be delivered and will not be liable for delayed or undelivered messages. To discontinue receiving SMS messages from Premium Mortgage Corporation, reply with the text STOP. For additional help, text HELP or contact info@premiummortgage.com or call (844) 793-0177.

TCPA Consent Agreement

Demographic Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Ethnicity.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Race.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Sex.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Preferred Language

Your loan transaction is likely to be conducted in English. This question requests information to see if communications are available to assist you in your preferred language. Please be aware that communications may NOT be available in your preferred language.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents in your preferred language. However, it may let them assist you or direct you to persons who can assist you.

Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies:

U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or https://www.hud.gov/program_offices/housing/sfh/hcc.
Consumer Financial Protection Bureau (CFPB) at (855) 411-2372 or www.consumerfinance.gov/find-a-housing-counselor.

Demographic Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Race.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Sex.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Preferred Language

U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or https://www.hud.gov/program_offices/housing/sfh/hcc.
Consumer Financial Protection Bureau (CFPB) at (855) 411-2372 or www.consumerfinance.gov/find-a-housing-counselor.

Property Type Definitions

Single-Family

A structure that doesn’t share doors or walls with another home or building.

Multifamily

A building or complex with 2–4 units owned by the same person.

Condominium

A unit within a building or complex with multiple units. The unit is owned by an individual(s).

Townhouse

A home that is side-by-side with another home(s) and shares walls with that property.

Mobile

A detached residential dwelling unit designed for transportation after fabrication on streets or highways on its own wheels or a flatbed or other trailer.

Manufactured

A type of housing that has been or can be transported. These typically have a steel under-carriage (Common examples are mobile homes and double-wides).

Property Use
How you use your home can determine the type of loan you might qualify for. It can also impact how much of a down payment you need or how much you can borrow.
Primary Residence

This is where you live full-time.

Second Home

You live here part time or seasonally.

Investment Property

You’ll use this property for income. You do not live here at all.

TCPA Consent Agreement

By providing your phone number, you consent and agree to being contacted by us regarding your loan inquiry and mortgage products and services at the telephone number provided. You agree that we may contact you, including through automated means, via telephone or mobile device, even if your telephone number is listed on a Do-Not-Call registry. This consent is not required to obtain our goods and services.
For all SMS Communications Reply HELP for help, Reply STOP to cancel. Message & Data Rates May Apply. Alerts sent via SMS may not be delivered if the mobile phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of the wireless carrier may interfere with message delivery, including the customer's equipment, terrain, proximity to buildings, foliage, and weather. The wireless carrier does not guarantee that alerts will be delivered and will not be liable for delayed or undelivered messages. To discontinue receiving SMS messages from Premium Mortgage Corporation, reply with the text STOP. For additional help, text HELP or contact info@premiummortgage.com or call (844) 793-0177.

Why are we collecting this information?

Your date of birth is required so that we can obtain a current copy of your credit report. When applying for a loan this is required.

Why are we collecting this information?

Your Social Security number is required so that we can obtain a current copy of your credit report. When applying for a loan this is required.

What if I’m applying with 3 or more people?

This application can be completed online with one other person.
Please contact your loan team if you want to add 2 or more people to your application.

TCPA Consent Agreement

By providing your phone number, you consent and agree to being contacted by us regarding your loan inquiry and mortgage products and services at the telephone number provided. You agree that we may contact you, including through automated means, via telephone or mobile device, even if your telephone number is listed on a Do-Not-Call registry. This consent is not required to obtain our goods and services.
For all SMS Communications Reply HELP for help, Reply STOP to cancel. Message & Data Rates May Apply. Alerts sent via SMS may not be delivered if the mobile phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of the wireless carrier may interfere with message delivery, including the customer's equipment, terrain, proximity to buildings, foliage, and weather. The wireless carrier does not guarantee that alerts will be delivered and will not be liable for delayed or undelivered messages. To discontinue receiving SMS messages from Premium Mortgage Corporation, reply with the text STOP. For additional help, text HELP or contact info@premiummortgage.com or call (844) 793-0177.

Why are we collecting this information?

Your date of birth is required so that we can obtain a current copy of your credit report. When applying for a loan this is required.

Why are we collecting this information?

Your Social Security number is required so that we can obtain a current copy of your credit report. When applying for a loan this is required.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Ethnicity.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Race.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Sex.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Preferred Language
Your loan transaction is likely to be conducted in English. This question requests information to see if communications are available to assist you in your preferred language. Please be aware that communications may NOT be available in your preferred language.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents in your preferred language. However, it may let them assist you or direct you to persons who can assist you.

Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies:
U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or https://www.hud.gov/program_offices/housing/sfh/hcc.
Consumer Financial Protection Bureau (CFPB) at (855) 411-2372 or www.consumerfinance.gov/find-a-housing-counselor.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Ethnicity.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Race.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Demographic Information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for 'Sex.' The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. If you do not wish to provide some or all of this information, please skip or indicate that via the corresponding option.

Preferred Language
Your loan transaction is likely to be conducted in English. This question requests information to see if communications are available to assist you in your preferred language. Please be aware that communications may NOT be available in your preferred language.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents in your preferred language. However, it may let them assist you or direct you to persons who can assist you.

Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies:
U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or https://www.hud.gov/program_offices/housing/sfh/hcc.
Consumer Financial Protection Bureau (CFPB) at (855) 411-2372 or www.consumerfinance.gov/find-a-housing-counselor.

Premium Mortgage Corporation
NMLS #3254

2541 Monroe Avenue, Rochester, NY 14618

Were you referred to or are you currently working with one of our loan officers?

Choose the loan officer you are working with

What would you like to do?

Home Description

Property Use

Loan Amount

About how much money will you put towards a down payment?

Are you a first time homebuyer?

How's your credit?

What is your current address?

Personal Information

Will there be someone else on the loan?

Tell us a little more about the co-borrower.

What's your relationship with [[co-borrower-first-name]]?

Does [[co-borrower-first-name]] live at [[currentaddress-line1]]?

What is [[co-borrower-first-name]]'s current address?

Credit Authorization Agreement

Electronic Consent Agreement

Your Consent To Do Business Electronically (the eDisclosure Agreement)

Your Consent

Withdrawal Of Consent

Obtaining Paper Copies

System Requirements

How We Can Reach You

Additional Disclosures and Agreements

One moment, while we look over a few things One moment, confirming your information One moment, validating your address One moment, just need to finalize a few more things

Seems like something went wrong.

One moment, while we try again.

Off to a great start!

Hey!

Hey, [[first-name]]!

Now that you got the ball rolling lets take it a step further.

How many dependents do you have?

What are the ages of your dependents?

Current Monthly Housing Expense

Current Monthly Housing Expense

[[first-name]], do you own any real estate?

[[first-name]], tell us about the real estate you own

[[first-name]], besides [[currentaddress-line1]], where else have you lived?

Besides [[co-borrower-currentaddress-line1]][[co-borrower-same-address--co-borrower-currentaddress-line1-same]], where else has [[co-borrower-first-name]] lived?

Where will you get the funds you'll use to buy your new home?

List all your Bank Accounts

What's the listing price of your current home?

What's the mortgage balance on your current home?

[[first-name]], what are your sources of income?

[[first-name]], tell us about your employer

[[first-name]], tell us about your self employment

What's your monthly income from your pension or retirement?

What's your monthly income from social security?

Which of these do you collect?

What's your monthly income from alimony?

What's your monthly income from child support?

What's your monthly income from separate maintenance?

What are [[co-borrower-first-name]]'s sources of income?

Tell us about [[co-borrower-first-name]]'s employer

Tell us about [[co-borrower-first-name]]'s self employment

What is [[co-borrower-first-name]]'s monthly income from pension / retirement?

What is [[co-borrower-first-name]]'s monthly income from social security?

Which of these does [[co-borrower-first-name]] collect?

What is [[co-borrower-first-name]]'s monthly income from alimony?

What is [[co-borrower-first-name]]'s monthly income from child support?

What is [[co-borrower-first-name]]'s monthly income from separate maintenance?

This section asks you specific questions about the property, your funding, and your past financial history.

What was the bankruptcy discharge date?

Which of the following do you pay?

Tell us about your alimony payment

Tell us about your child support payment

Tell us about your separate maintenance payment

Tell us about your ethnicity.

Tell us about your race.

Tell us about your sex.

Tell us about your preferred language.

You previously indicated YES to you (or your deceased spouse) having military service.

This section asks questions about [[co-borrower-first-name]]'s funding and past financial history.

What was [[co-borrower-first-name]]'s bankruptcy discharge date?

Which of the following does [[co-borrower-first-name]] pay?

Tell us about [[co-borrower-first-name]]'s alimony payment

Tell us about [[co-borrower-first-name]]'s child support payment

Tell us about [[co-borrower-first-name]]'s separate maintenance payment

Tell us about [[co-borrower-first-name]]'s ethnicity.

Your Consent To Do Business Electronically
(the eDisclosure Agreement)

One moment, while we look over a few things

One moment, confirming your information

One moment, validating your address

One moment, just need to finalize a few more things