Austin Ruffner Certified Mortgage Advisor | NMLS ID 1497651
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Were you referred to or are you currently working with one of our loan officers?

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What would you like to do?

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Home Description

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Property Use

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Do you currently own the land you want to build on?

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What do you want to do with the land?

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Loan Amount

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About how much money will you put towards a down payment?

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Are you a first time homebuyer?

You're considered a first time homebuyer if you have not owned a primary residence in the past three years.

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How's your credit?

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What is your current address?

Describe your current living situation
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Personal Information

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Marital Status
Citizenship
Did you (or your deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces?
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Will there be someone else on the loan?

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Tell us a little more about the co-borrower.

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Marital Status
Citizenship
Did they (or their deceased spouse) ever serve, or are you currently serving, in the United States Armed Forces?
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What's your relationship with [[co-borrower-first-name]]?

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Does [[co-borrower-first-name]] live at [[currentaddress-line1]]?

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What is [[co-borrower-first-name]]'s current address?

Describe [[co-borrower-first-name]]'s current living situation
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How did you hear about us?

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Additional Disclosures and Agreements

SMS Communication

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One moment, while we look over a few things

One moment, confirming your information

One moment, validating your address

One moment, just need to finalize a few more things

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Hey!

Hey, [[first-name]]!

Now that you got the ball rolling lets take it a step further.

I just have a few more questions to ask you.

Let's Continue
Personal
Funds
[[first-name]]'s Income
Co-Borrower's Income
Declarations
Done

How many dependents do you have?

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What are the ages of your dependents?

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Current Monthly Housing Expense

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Current Monthly Housing Expense

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[[first-name]], do you own any real estate?

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[[first-name]], tell us about the real estate you own

Is there a mortgage on the property
Is there a mortgage on the property
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[[first-name]], besides [[currentaddress-line1]], where else have you lived?

We recommend providing at least the last 2 years of address history.

Describe the living situation
Describe the living situation
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Besides [[co-borrower-currentaddress-line1]][[co-borrower-same-address--co-borrower-currentaddress-line1-same]], where else has [[co-borrower-first-name]] lived?

We recommend providing at least the last 2 years of address history.

Describe the living situation
Describe the living situation
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Personal
Funds
[[first-name]]'s Income
Co-Borrower's Income
Declarations
Done

Where will you get the funds you'll use to buy your new home?

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List all your Bank Accounts

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Name on Account
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Name on Account
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What's the listing price of your current home?

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What's the mortgage balance on your current home?

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Personal
Funds
[[first-name]]'s Income
Co-Borrower's Income
Declarations
Done

[[first-name]], what are your sources of income?

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[[first-name]], tell us about your employer

We recommend providing at least the last 2 years of employment history.

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Do you currently work here?
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Does your income include any of the following?
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Do you currently work here?
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Does your income include any of the following?
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[[first-name]], tell us about your self employment

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Does your income include any of the following?
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What's your monthly income from your pension or retirement?

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What's your monthly income from social security?

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Which of these do you collect?

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What's your monthly income from alimony?

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What's your monthly income from child support?

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What's your monthly income from separate maintenance?

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Personal
Funds
[[first-name]]'s Income
Co-Borrower's Income
Declarations
Done

What are [[co-borrower-first-name]]'s sources of income?

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Tell us about [[co-borrower-first-name]]'s employer

We recommend providing at least the last 2 years of employment history.

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Do they currently work here?
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$
Does their income include any of the following?
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Do they currently work here?
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$
Does their income include any of the following?
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Tell us about [[co-borrower-first-name]]'s self employment

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$
Does their income include any of the following?
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What is [[co-borrower-first-name]]'s monthly income from pension / retirement?

$
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What is [[co-borrower-first-name]]'s monthly income from social security?

$
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Which of these does [[co-borrower-first-name]] collect?

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What is [[co-borrower-first-name]]'s monthly income from alimony?

$
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What is [[co-borrower-first-name]]'s monthly income from child support?

$
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What is [[co-borrower-first-name]]'s monthly income from separate maintenance?

$
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Personal
Funds
[[first-name]]'s Income
Co-Borrower's Income
Declarations
Done

This section asks you specific questions about the property, your funding, and your past financial history.

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What was the bankruptcy discharge date?

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Which of the following do you pay?

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Tell us about your alimony payment

$
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Tell us about your child support payment

$
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Tell us about your separate maintenance payment

$
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Tell us about your ethnicity.

Check one or more.

For example: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.

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Tell us about your race.

Check one or more.

For example: Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.

For example: Fijian, Tongan, and so on.

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Tell us about your sex.

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Tell us about your preferred language.

Indicate the language you would prefer.

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You previously indicated YES to you (or your deceased spouse) having military service.

Check all that apply.

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This section asks questions about [[co-borrower-first-name]]'s funding and past financial history.

$
Next

What was [[co-borrower-first-name]]'s bankruptcy discharge date?

edit_calendar
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Which of the following does [[co-borrower-first-name]] pay?

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Tell us about [[co-borrower-first-name]]'s alimony payment

$
Next

Tell us about [[co-borrower-first-name]]'s child support payment

$
Next

Tell us about [[co-borrower-first-name]]'s separate maintenance payment

$
Next

Tell us about [[co-borrower-first-name]]'s ethnicity.

Check one or more.

For example: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, and so on.

Next

Tell us about [[co-borrower-first-name]]'s race.

Check one or more.

For example: Hmong, Laotian, Thai, Pakistani, Cambodian, and so on.

For example: Fijian, Tongan, and so on.

Next

Tell us about [[co-borrower-first-name]]'s sex.

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Tell us about [[co-borrower-first-name]]'s preferred language.

Indicate the language they would prefer.

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You previously indicated YES to [[co-borrower-first-name]] (or [[co-borrower-first-name]]'s deceased spouse) having military service.

Check all that apply.

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One moment, while we finalize some things.

Seems like something went wrong.

One moment, while we try again.

Try Again

Thanks, [[first-name]]!

You're off to a great start.

Feel free to start uploading loan documents to speed up the process. A list of needed documents will appear when you click on Upload Documents below. I will be in touch shortly with the next steps for completing your loan application. If you have any questions, please don't hesitate to contact me.

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US Mortgage Corporation | NMLS ID 3901

201 Old Country Rd, Suite 140, Melville, NY 11747


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